Last updated: January 2024
I recently had the opportunity to explore the benefits of the UOB Lady's Solitaire Card, a credit card designed exclusively for women in Singapore. As a female professional who values both style and substance, I was intrigued by the card's promise of rewards, privileges, and personalised services tailored to my needs and preferences.
One of the most appealing features of the UOB Lady's Solitaire Card is its generous rewards programme. Cardholders can earn up to 15X UNI$ (UOB Rewards points) for every S$5 spent on shopping, dining, travel, and beauty purchases, both locally and overseas. This is equivalent to 6 miles per S$1. These points can be redeemed for a wide range of rewards, from luxury fashion items and gadgets to travel vouchers and charity donations. In addition, the card offers exclusive discounts and promotions at selected merchants, such as up to 10% off at Sephora and up to 15% off at Reebonz.
Another advantage of the UOB Lady's Solitaire Card is its personalised services, which cater to the unique needs and preferences of female cardholders. For example, the card comes with a complimentary personal shopper service at selected shopping malls, as well as a dedicated concierge service that can assist with travel arrangements, restaurant reservations, and event bookings. Cardholders can also enjoy priority access to events and experiences organised by UOB Lady's Solitaire, such as fashion shows, beauty workshops, and networking sessions.
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Overview of UOB Lady’s Solitaire Card
As a premium credit card offered by United Overseas Bank (UOB), the UOB Lady’s Solitaire Card is designed exclusively for women who enjoy luxury lifestyle and value rewards. This credit card offers a range of benefits and privileges, including exclusive access to UOB Lady’s Lounge, personalised concierge services, and generous cashback and rewards points.
One of the key features of the UOB Lady’s Solitaire Card is the ability to earn rewards points for every dollar spent, which can be redeemed for a variety of rewards, including shopping vouchers, air miles, and hotel stays. Additionally, cardholders can enjoy up to 10% cashback on their spending at selected merchants, including luxury fashion and beauty brands.
The UOB Lady’s Solitaire Card also offers a range of lifestyle benefits, such as complimentary travel insurance, access to airport lounges, and discounts on dining and entertainment. Cardholders can also enjoy exclusive invites to events and experiences, such as fashion shows and beauty workshops.
Overall, the UOB Lady’s Solitaire Card is a great choice for women who value luxury and rewards, and want to enjoy a range of exclusive benefits and privileges. With its generous cashback and rewards points, personalised concierge services, and exclusive access to UOB Lady’s Lounge, this credit card is a must-have for any fashion-forward woman.
Eligibility and Application Process
Eligibility Criteria
To be eligible for the exclusive UOB Lady’s Solitaire Card, you must be a Singaporean/PR/Foreigners aged 21 years or above. Additionally, you must meet the minimum income requirement of S$120,000 per annum or Fixed Deposit collateral of at least S$30,000.
Application Procedure
The application process for the UOB Lady’s Solitaire Card is simple and can be done online or in-person at any UOB branch. To apply online, visit the UOB website and fill out the application form. You will need to provide your personal and income details, as well as any other relevant information.
If you prefer to apply in-person, you can visit any UOB branch and speak to a customer service representative. They will guide you through the application process and answer any questions you may have.
Required Documents
When applying for the UOB Lady’s Solitaire Card, you will need to provide the following documents:
- NRIC or Passport
- Latest income documents (e.g. payslips, tax assessment)
- Proof of residence (e.g. utility bill, bank statement)
It is important to ensure that all documents provided are accurate and up-to-date to avoid any delays or complications in the application process.
Overall, the eligibility criteria for the UOB Lady’s Solitaire Card is straightforward, and the application process is simple and convenient. By ensuring that you meet the eligibility criteria and submitting all required documents, you can enjoy the exclusive benefits and privileges that come with being a UOB Lady’s Solitaire Cardholder.
Key Features and Benefits
As a proud holder of the UOB Lady’s Solitaire Card, I can confidently say that this card offers a range of exclusive features and benefits that cater to my unique lifestyle needs.
Rewards Programme
The UOB Lady’s Solitaire Card rewards programme is designed to offer maximum value to its users. With every dollar spent, I earn UNI$ that can be redeemed for a variety of rewards such as air miles, shopping vouchers, and cash rebates. Additionally, I can earn bonus UNI$ for spending on categories such as dining, travel, and online shopping.
Exclusive Privileges
As a UOB Lady’s Solitaire Cardholder, I have access to a range of exclusive privileges that elevate my lifestyle. These include complimentary access to airport lounges, exclusive discounts at luxury boutiques, and personalized concierge services. I also enjoy special rates on travel packages and hotel bookings.
Travel Perks
The UOB Lady’s Solitaire Card offers a range of travel perks that make my trips more comfortable and convenient. These include complimentary travel insurance, airport limousine transfers, and discounted airport parking rates. I also earn air miles for every dollar spent on travel-related expenses, which can be redeemed for flights, hotel stays, and other travel-related expenses.
Dining Benefits
As a foodie, I appreciate the dining benefits that come with the UOB Lady’s Solitaire Card. These include exclusive discounts at top restaurants, complimentary wine and dessert at select dining establishments, and priority reservations at popular eateries. I also earn bonus UNI$ for every dollar spent on dining, which can be redeemed for a variety of rewards.
Overall, the UOB Lady’s Solitaire Card offers a range of exclusive features and benefits that cater to my unique lifestyle needs. Whether I’m travelling, dining out, or shopping, this card offers maximum value and convenience.
Fees and Charges
Annual Fees
As a premium credit card, the UOB Lady’s Solitaire Card comes with an annual fee of $414.20 inclusive of 9% GST. However, this fee is waived for the first year of card membership.
Interest Rates
The UOB Lady’s Solitaire Card charges an interest rate of 27.8% APR on purchases and cash advances. It is important to note that interest is charged from the date of the transaction until the balance is paid in full.
Foreign Transaction Fees
When using the UOB Lady’s Solitaire Card for transactions made in foreign currencies, a fee of 3.25% will be charged on the converted amount. This fee is relatively standard for premium credit cards and is worth considering when using the card for travel or online purchases from foreign merchants.
Overall, while the UOB Lady’s Solitaire Card does come with a relatively high annual fee, it offers a range of benefits and rewards that may make it a worthwhile investment for frequent travellers and luxury shoppers. It is important to carefully consider the fees and charges associated with the card before applying, to ensure it aligns with your financial goals and spending habits.
Managing Your Card
As a UOB Lady’s Solitaire Cardholder, managing your card is important to ensure that you are making the most out of its benefits. Here are some ways to manage your card:
Online Banking
With UOB’s online banking platform, it is easy to manage your UOB Lady’s Solitaire Card. You can check your account balance, view your transaction history, and make payments online. You can also set up alerts to receive notifications for when your statement is ready or when a payment is due.
Mobile App Usage
The UOB Mobile App is a convenient way to manage your UOB Lady’s Solitaire Card on-the-go. You can view your account balance, transaction history, and make payments from your mobile device. You can also set up alerts to receive notifications for when your statement is ready or when a payment is due.
Customer Service
If you have any questions or concerns about your UOB Lady’s Solitaire Card, you can contact UOB’s customer service team. They are available 24/7 to assist you with any issues you may have. You can reach them through the UOB hotline or through the UOB online chat service.
Managing your UOB Lady’s Solitaire Card is easy with UOB’s online banking platform, mobile app usage, and customer service. Take advantage of these tools to ensure that you are making the most out of your card’s benefits.
Security Features
As a UOB Lady’s Solitaire Cardholder, I can attest to the comprehensive security features that come with this card. Here are some of the key security features that make this card a safe and secure choice:
Fraud Protection
UOB takes fraud prevention seriously and has implemented various measures to protect cardholders from fraudulent activities. One of the most notable features is the 24/7 fraud monitoring service that keeps a close eye on all card transactions. If any suspicious activity is detected, UOB will notify me immediately to verify the transaction. In addition, the card comes with an EMV chip that provides an additional layer of security during transactions.
Card Replacement Services
In the unfortunate event that my card is lost or stolen, UOB offers a quick and hassle-free card replacement service. I can simply call the UOB hotline and report the lost or stolen card. UOB will then block the card to prevent any unauthorized transactions and issue a replacement card within 24 hours. This ensures that I can continue to enjoy the benefits of the UOB Lady’s Solitaire Card without any interruption.
Overall, I am confident in the security features provided by UOB for the Lady’s Solitaire Card. With fraud protection and quick card replacement services, I can use my card with peace of mind knowing that my financial information is safe and secure.
Terms and Conditions
Credit Limit
As a UOB Lady’s Solitaire Cardholder, I am entitled to a credit limit determined by United Overseas Bank Limited (UOB). The credit limit is based on my income, credit history, and other factors as determined by UOB. The credit limit may be revised by UOB from time to time without prior notice.
Late Payment Policy
I understand that I must make payment of the minimum amount due by the payment due date. Failure to do so will result in late payment charges and interest charges being imposed on the outstanding balance. The late payment charges and interest charges are determined by UOB and may be revised from time to time without prior notice.
In addition, if I fail to make payment of the minimum amount due for two consecutive months, my UOB Lady’s Solitaire Card may be suspended or terminated. UOB may also take legal action to recover the outstanding balance.
It is important that I understand the terms and conditions of the UOB Lady’s Solitaire Card before applying for it. I should also manage my credit limit and payment obligations responsibly to avoid any unnecessary charges or legal actions.
Comparison with Other Cards
When comparing the UOB Lady's Solitaire Card with other credit cards in Singapore, it stands out in terms of rewards and benefits. Here are a few key points of comparison:
- Rewards: The UOB Lady's Solitaire Card offers 10X UNI$ per $5 spent on fashion purchases, while other cards may offer only 5X UNI$ or less. Additionally, the card offers 3X UNI$ on dining, entertainment, and travel, which is competitive with other premium cards.
- Annual fee: The annual fee for the UOB Lady's Solitaire Card is $588, which is higher than some other premium cards. However, it is worth noting that the card offers a range of benefits that may offset this cost for frequent shoppers and travellers.
- Benefits: The UOB Lady's Solitaire Card offers a range of benefits that are tailored to women, including complimentary travel insurance, spa treatments, and shopping vouchers. Other premium cards may offer similar benefits, but they may not be as targeted to women's interests and needs.
Overall, the UOB Lady's Solitaire Card is a strong choice for women who value fashion, dining, and travel rewards. While the annual fee may be higher than some other cards, the range of benefits and rewards offered make it a worthwhile investment for frequent shoppers and travellers.
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